How do I use Stripe Test Mode?

Stripe Test Mode lets you try payments, refunds, disputes, and more without moving real money. This is separate from Collect’s own in‑app Test Mode, but they work together.

Turn on Test Mode in Stripe

1. Log in to your Stripe Dashboard.
2. Use the Test data toggle in the left sidebar to switch between live and test mode.
3. When test data is on, the Dashboard shows a clear “Test mode” indicator.

Any payments, payouts, or refunds you create while test data is enabled stay in Stripe’s test environment and never reach the card networks.

Use Stripe test card numbers

Stripe publishes a set of standard test card numbers you can use with any integration:

• Use the recommended Visa test card for most scenarios.
• Use other test cards to simulate authentication, declines, or insufficient funds.

Enter these numbers anywhere your integration or Collect for Stripe asks for card details while Test Mode is enabled.

Test Terminal and readers

For Stripe Terminal:

• Use the simulated reader in your integration to test reader flows without hardware.
• Or order Stripe physical test cards from your Dashboard and use them with real readers in test mode.

Remember to switch back to live mode in both Stripe and Collect before taking real payments. Test charges will always appear only when the Test data toggle is enabled in your Dashboard.