How do I reconcile Stripe payouts with my bank deposits?

Reconciling Stripe payouts means matching the lump-sum deposits you see in your bank account to the individual payments and fees recorded in Stripe. Stripe provides tools to make this easier.

Start with the Payouts page

1. Log in to your Stripe Dashboard.
2. Go to Payouts.
3. For each payout, note the:
   • Amount
   • Arrival date
   • Status

These payouts correspond to deposits in your bank account (usually under a descriptor that includes “Stripe”).

Drill into a single payout

1. Click any payout to open its payout summary.
2. You’ll see:
   • The total amount sent to your bank.
   • The list of charges, refunds, and adjustments included.
   • Any fees and disputes that affected the payout.

This view effectively shows how Stripe went from gross charges to the net deposit in your bank.

Export payout reconciliation reports

To reconcile over a period:

1. From Payouts or Balance, use a date range filter.
2. Click Export to download a CSV that includes:
   • Payout IDs and dates
   • Associated charges and refunds
   • Fees and net amounts
3. Compare the payout amounts and dates with your bank statement.

Collect for Stripe does not alter how payouts are grouped or labeled—that logic is handled entirely by Stripe. If a payout or bank deposit still doesn’t look right after checking these reports, contact Stripe Support with the payout ID and bank reference.